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5 Year Certificate

Investing in a 5-Year Certificate with Credit Union of America offers a secure way to grow your savings with a guaranteed return. With a minimum opening deposit of just $500, you can start earning monthly dividends, making it an ideal choice for those looking to build long-term financial security.

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Share Certificates $500 Minimum to Open
Account Nominal Rate/APY**
Paid Monthly
3 Month 1.39% / 1.40%
6 Month 1.54% / 1.55%
1 Year 3.69% / 3.75%
18 Month 2.72% / 2.75%
2 Year 3.69% / 3.75%
3 Year 3.44% / 3.50%
4 Year 3.20% / 3.25%
5 Year 3.44% / 3.50%

Certificate of Deposit Rates Effective 11.21.2024

** APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.


Product Details

  • Minimum of $500 to open.
  • Dividends are paid monthly.
  • Also available for business members.

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