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6-Month Certificate

Lock in a competitive rate with a 6-month certificate of deposit at Credit Union of America. It's the perfect solution for growing your funds over a manageable timeframe, whether you're saving for a dream vacation or planning ahead.

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Share Certificates $500 Minimum to Open
Account Nominal Rate/APY**
Paid Monthly
3 Month 1.39% / 1.40%
6 Month 1.54% / 1.55%
1 Year 3.69% / 3.75%
18 Month 2.72% / 2.75%
2 Year 3.69% / 3.75%
3 Year 3.44% / 3.50%
4 Year 3.20% / 3.25%
5 Year 3.44% / 3.50%

Certificate of Deposit Rates Effective 11.21.2024

** APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.


Product Details

  • Minimum of $500 to open.
  • Also available for business members.

Ready to get started?

New to CUA

Open a Certificate

Already have an account?

Visit one of our 15 locationstoday!