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Federal Housing Administration (FHA) Loan

Mortgages & Home Loans

With this government-backed loan insured by the FHA, you can pay as little as 3.5% down and enjoy exceptionally low interest rates.

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Product Details

  • Minimum of 3.5% down
  • Government backed
  • Insured by the FHA
  • Free appraisal*
  • Requirements to qualify:
    • 3.5% down payment requires a FICO® score of at least 580.
    • Borrowers pay for private mortgage insurance.
    • The home must be the borrower's primary residence.
    • The borrower must have steady income and proof of employment.


*Credit Union of America will refund the cost of a government-backed loan appraisal once the loan is funded. Subject to change. 

Make a Payment

Making loan payments at CUA is easy with several convenient, flexible payment options, including both electronic and physical forms of payment.

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