Mortgages & Home Loans
Secure your mortgage without an appraisal and with less than $300 down.*
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*Property must be owner occupied, primary residence. New Credit Union of America (CUA) loans only. Current CUA loans may be eligible for modifications or traditional refinances. Minimum 2 months reserves are required, escrows are optional. Only single family detached/attached and planned unit developments are eligible for the "Retire My Mortgage" product. Example: A $100,000 loan with a $299 closing cost at 4.00% fixed annual percentage rate would result in a monthly payment of $1,217 for 120 months. Other restrictions may apply, for full details, speak with a CUA Loan Officer.
**No appraisal required if loan to value is at or below 70% loan to value based on the county's current appraised value
Making loan payments at CUA is easy with several convenient, flexible payment options, including both electronic and physical forms of payment.
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