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Retire My Mortgage

Mortgages & Home Loans

Secure your mortgage without an appraisal and with less than $300 down.1

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Product Details

  • $299 flat closing cost1
  • No appraisal required2
  • 10-year term
  • Low-interest refinancing

1Property must be owner occupied, primary residence. New Credit Union of America (CUA) loans only. Current CUA loans may be eligible for modifications or traditional refinances. Minimum 2 months reserves are required, escrows are optional. Only single family detached/attached and planned unit developments are eligible for the "Retire My Mortgage" product. Example: A $100,000 loan with a $299 closing cost at 6.875% fixed annual percentage rate would result in a monthly payment of $1,154.66  for 120 months. Other restrictions may apply, for full details, speak with a CUA Loan Officer. As of 10/13/2023.

2No appraisal required if loan to value is at or below 70% loan to value based on the county's current appraised value

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