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If there are issues using a screen reader on this site, please call 316-219-5197 during normal business hours. Account inquiries and access are available 24 hours a day, seven days a week by using our Automated Phone Teller feature. Please call 316-265-3272 and press option 1 to access your account by Automated Phone Teller.

Core Account

Pay, spend, and earn with CUA's FREE checking account. 

All your day-to-day checking needs, together in one totally free, interest-bearing account. Open with just $100 and access all the features below!

Already a Member?

Click to open your Core Account.

Open in Digital Banking

Not a Member?

Click below to request a membership!



  • Free transfers between financial institutions
  • Full access to CUA mobile banking
  • Free, unlimited bill pay


  • No minimum balance
  • Same-day debit cards
  • Unlimited check writing
  • Mobile wallet
  • No ATM fees from CUA*
  • No monthly requirements


  • No maintenance fees
  • CUA Perks debit card rewards
  • Interest-bearing with a minimum average balance of $1,000
  • Loan discounts with direct deposit
  • NCUA Insured

Connect all your accounts with the CUA Mobile Banking app.

  • SnapCheck mobile deposit
  • Mobile bill pay and eStatements
  • CardLoc allows you to temporarily suspend a lost debit card
  • Instantly check your balance with Snapshot
  • Open new accounts on the go

View Rates

*We will not charge a fee for foreign ATM usage. A surcharge may apply from the ATM owner.