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If there are issues using a screen reader on this site, please call 316-219-5197 during normal business hours. Account inquiries and access are available 24 hours a day, seven days a week by using our Automated Phone Teller feature. Please call 316-265-3272 and press option 1 to access your account by Automated Phone Teller.

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We're not a bank.

Credit Union of America’s Core Account allows you to save, move, and spend your money with ease.

Visit a Location
Or call 800.256.8049

  • Free electronic transfers between financial institutions
  • Free bill pay
  • No minimum balance
  • Same-day debit cards
  • No monthly requirements
  • No maintenance fees
  • CUA Perks debit card rewards
  • Loan discounts with direct deposit

You'll love it here. 

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Free Checking

As it should be, there’s no limit or cost to using what’s yours. With a CUA Core Account, you can enjoy unlimited check writing and bill pay. There are no monthly requirements, maintenance fees, or minimum balances.*


CUA is a not-for-profit organization, and unlike a traditional bank, we don’t have shareholders. That means profits are returned right back to you in the form of higher dividends, lower rates, and services to benefit you. We offer educator grants, student scholarships, charitable contributions, community involvement, discounts, special offers, and more!

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With over 30,000 no-surcharge CO-OP ATMs nationwide, a top-notch mobile app, and branch locations across central Kansas, your money is always within reach. Use SnapCheck to deposit checks with your phone. Enjoy free bill pay and instantly check your balances. You can expect friendly and personalized service from anywhere.

Checking Account Rates

Core Account $100 minimum to open

Balance Range

Nominal Rate/APY**

$1,000 - $4,999

0.05% / 0.05%

$5,000 - $9,999

0.10% / 0.10%

$10,000 or more

0.15% / 0.15%


Visit a Location
Or call 800.256.8049

All Rates Stated as of 7/1/2021. All Rates Subject To Change Daily. 
*Average daily balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly.
**APY = Annual Percentage Yield
For account fees please see fee schedule.