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Frequently Asked Questions

To keep your share savings account open at Credit Union of America the minimim balance is $1.00. For all other savings accounts please refere to CUA's Member Fee Schedule

Yes, you can have multiple savings accounts. Credit Union of America offers a variety of savings options to help your savings goals.  

The membership share account is your share of the credit union. Being a share owner of Credit Union of America makes you a member and gives you credit union voting rights. 

Contact us to close your accounts remotely. You can also visit your local branch to request closure.

Yes, your funds are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Please refer to for additional information on insurable limits.

Yes, Credit Union of America offers youth savings accounts. A parent or guardian is required as a co-owner unless the child is over age 14. Accounts for youth require the physical Social Security card present during account opening.

You may access your Credit Union of America savings account by visiting TAP tellers, a branch representative, by phone, through digital banking. IRA’s and certificates of deposits (CDs) will need to be handled by CUA member support or in branch.