Skip to main content

Savings

Frequently Asked Questions

There is a $1 minimum balance to keep your share savings account open. Please refer to CUA's Member Fee Schedule for all other savings accounts.

Yes, you can have multiple savings accounts. Credit Union of America offers a variety of great savings options to help you achieve your savings goals.

The membership share account is your share of the credit union. Being a share owner of Credit Union of America makes you a member and gives you credit union voting rights.

We’re sorry to see you go! Remember that you don’t have to close your account if you move away. We’ll still consider you a full member if you move out of town.

If you still want to close your account(s), contact us or visit your local branch.

Yes, your funds are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Please refer to MyCreditUnion.gov for additional information on insurable limits.

Yes, Credit Union of America offers youth savings accounts. A parent or guardian must act as a co-owner unless the child is over 14 years of age. Accounts for youth require the physical Social Security card present during account opening.

You may access your savings account by visiting TAP tellers or a branch representative. You can also manage your account by phone, digital banking, or the mobile app. CUA member support (phone or inside a branch) will need to handle IRAs and certificates of deposits (CDs). Contact us for more information.

Our many savings accounts offer a wide range of benefits. Each has its own minimum balance requirements. Click the link above to learn more about the account you’d like to open.