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Checking

Frequently Asked Questions

Yes, the Core Account earns interest at a tiered rate. Please visit Credit Union of America's rates page for current Core Account tiered rates.

Upon opening a checking account, you will receive a temporary debit card on the same day. Your permanent debit card will be mailed and delivered within 7 to 10 business days.

Yes, your savings are federally insured up to $250,000 and backed by the full faith and credit of the United States Government. Please refer to NCUA.gov for additional information on insurable limits.

Credit Union of America offers corporate checks in our branches. For corporate check fees, please see CUA's Member Fee Schedule.

Credit Union of America provides youth checking accounts starting at age 14. A parent or guardian is required as a co-owner unless the child is over age 16.

At age 16, youth may open their own checking account with proper ID and review of the Greenpath CheckRight online course.

Youth accounts require the physical Social Security card present during account opening.

To order checks for the first time, please contact a representative. You can re-order checks anytime by logging into the desktop version of digital banking. On the left side, select "More," and then choose the "Draft Services" widget.

Yes. Credit Union of America offers "Card Management" in digital banking. You can temporarily lock and unlock your card at your convenience. Other features include permanently blocking the card, managing your card limits, placing travel alerts, and more.

If it’s a company you’ve worked with before, contact them first for credit. If they refuse to assist, you can contact Credit Union of America to dispute the charge on our end.

No. Credit Union of America does not exchange foreign currency for US Cash. 

Contact us to close your checking account remotely. You can also visit your local branch to request closure.

Yes, you need to join CUA to open a Core Account and enjoy all its perks. You can apply for membership at the same time you open your Core Account.

You’re eligible to join Credit Union of America if you meet one of the following criteria:

  • Employed in the field of education in the state of Kansas
  • Retired from the field of education in the state of Kansas
  • Work for a Select Employer Group
  • Family member of an existing CUA member
  • Resident, employee or paid in the following counties: Anderson, Atchison, Barber, Barton, Butler, Chase, Clark, Clay, Cloud, Coffey, Comanche, Cowley, Dickinson, Doniphan, Douglas, Edwards, Ellis, Ellsworth, Finney, Ford, Franklin, Geary, Gray, Harper, Harvey, Hodgeman, Jackson, Jefferson, Johnson, Kingman, Kiowa, Leavenworth, Lincoln, Linn, Lyon, Marion, McPherson, Miami, Mitchell, Morris, Osage, Osborne, Ottawa, Pawnee, Pottawatomie, Pratt, Reno, Rice, Riley, Rooks, Russell, Rush, Saline, Sedgwick, Shawnee, Stafford, Sumner, Wabaunsee, or Wyandotte.
  • Any non-profit, small business, organization, trust, or custodial account whose signatory would otherwise be eligible for membership by the criteria above.

Once you become a member, you’re a member for life, no matter if you move or change jobs.