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Rates

Effective 10/08/2024

Auto Loans
Length of Term Min. Amount APR* As Low As1
36 months - 5.99%
48 months $5,000.00 5.99%
60 months $12,000.00 5.99%
72 months $17,500.00 6.24%
84 months2 $35,000.00 6.99%

* APR = Annual Percentage Rate

1 Rates based on credit score and applicable discounts.

2 New auto loans only

Motorcycle Loans
Term APR* As Low As1
60 Months Maximum Auto Rate + 2.00%

*APR = Annual Percentage Rate

1 Rates based on credit score and applicable discounts.

Boat/RV Loans
Term APR* As Low As1
120 Months Maximum Auto Rate + 1.00%

*APR = Annual Percentage Rate

1 Rates based on credit score and applicable discounts.

Personal Loan Options
Amount APR* Payment Term1
$1,500 18.00% $59 36 Months
$2,000 18.00% $69 44 Months
$2,500 18.00% $89 41 Months
$3,000 17.75% $99 47 Months
$4,000 17.25% $119 54 Months
$5,000 16.50% $149 53 Months
$6,000 16.00% $179 52 Months
$7,500 15.50% $199 61 Months
$10,000 12.75% $249 63 Months
$15,000 10.50% $319 74 Months
$20,000 9.75% $409 78 Months
$25,000 9.75% $509 78 Months

* APR = Annual Percentage Rate

1 Term may vary dependent on credit life and disability insurance. 

Visa Loans
Card
Click to Apply		 Fixed Intro APR* (first 12 months open) Rates
Visa Signature Cash Back see full disclosure see full disclosure
Visa Platinum Give Back see full disclosure see full disclosure

* APR = Annual Percentage Rate

Home Equity Line of Credit
Types APR* As Low As1  Special Requirements
1st or 2nd mortgage 7.75% 144 month maximum/variable

* APR = Annual Percentage Rate

1 Rates based on less than 80% loan to value. Rates stated are variable and can change semi-annually on the first day of January and July. The rate cannot increase or decrease more than 1 percentage point per adjustment and no more than 5 percentage points above the initial rate or the maximum permitted by law, whichever is less. Loans up to $200,000. Origination fee of 1.00%, with additional fees for appraisal and/or title property if required for loan qualification. Rate adjustments occur twice a year and are based on Wall Street Journal Prime Rate + 0.25%. Floor rate cannot reduce below 3.5%.