Skip to main content

Rates

Effective 12/1/2022

Auto Loans
Length of Term Min. Amount APR* As Low As**
36 months - 4.75%
48 months $5,000.00 4.75%
60 months $12,000.00 5.25%
72 months $17,500.00 5.75%
84 months*** $35,000.00 6.25%

*APR = Annual Percentage Rate
**Rates based on credit score, autopay or checking with direct deposit and discounts for educators.***New auto loans only

Motorcycle Loans
Term APR* As Low As**
60 Months Maximum Auto Rate + 2.00%

*APR = Annual Percentage Rate
**Rates based on credit score, autopay or checking with direct deposit and discounts for educators.

Boat/RV Loans
Term APR* As Low As**
120 Months Maximum Auto Rate + 1.00%

*APR = Annual Percentage Rate
**Rates based on credit score, autopay or checking with direct deposit and discounts for educators.

Personal Loan Options
Amount APR* Payment Term
$1,500 17.50% $59 35 Months**
$2,000 17.25% $69 42 Months**
$2,500 16.75% $89 40 Months**
$3,000 16.25% $99 44 Months**
$4,000 15.75% $119 51 Months**
$5,000 14.75% $149 50 Months**
$7,500 14.00% $199 58 Months**
$10,000 9.99% $249 56 Months**
$15,000 8.50% $299 72 Months**
$20,000 8.25% $399 72 Months**
$25,000 8.00% $499 71 Months**

*Annual percentage rate with approved credit.

**Term may vary dependent on credit life and disability insurance. 

Visa Loans
Card
Click to Apply
Fixed Intro APR* (first 12 months open) Rates
Visa Signature Cash Back see full disclosure see full disclosure
Visa Platinum Give Back see full disclosure see full disclosure
Home Equity Line of Credit
Types APR* As Low As**  Special Requirements
1st or 2nd mortgage 7.25% 144 month maximum/variable

*APR = Annual Percentage Rate
**Rates based on less than 80% loan to value. Rates stated are variable and can change semi-annually on the first day of January and July. The rate cannot increase or decrease more than 1 percentage point per adjustment and no more than 5 percentage points above the initial rate or the maximum permitted by law, whichever is less. Loans up to $150,000. Origination fee of 1.00%, with additional fees for appraisal and/or title property if required for loan qualification. Rate adjustments occur twice a year and are based on Wall Street Journal Prime Rate + 0.25%. Floor rate cannot reduce below 3.5%.