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Rates

Effective 7/1/2022

Auto Loans
Length of Term Min. Amount APR* As Low As**
36 months - 3.25%
48 months $5,000.00 3.25%
60 months $12,000.00 3.50%
72 months $17,500.00 4.00%
84 months*** $35,000.00 4.25%

*APR = Annual Percentage Rate
**Rates based on credit score, autopay or checking with direct deposit and discounts for educators.***New auto loans only

Motorcycle Loans
Term APR* As Low As**
60 Months Maximum Auto Rate + 2.00%

*APR = Annual Percentage Rate
**Rates based on credit score, autopay or checking with direct deposit and discounts for educators.

Boat/RV Loans
Term APR* As Low As**
120 Months Maximum Auto Rate + 1.00%

*APR = Annual Percentage Rate
**Rates based on credit score, autopay or checking with direct deposit and discounts for educators.

Personal Loan Options
Amount APR* Payment Term
$1,500 17.50% $59 35 Months**
$2,000 17.00% $69 42 Months**
$2,500 16.50% $89 39 Months**
$3,000 16.00% $99 43 Months**
$4,000 15.50% $119 50 Months**
$5,000 14.00% $149 48 Months**
$7,500 13.50% $199 56 Months**
$10,000 9.50% $249 55 Months**
$15,000 8.50% $299 72 Months**
$20,000 8.25% $399 72 Months**
$25,000 8.00% $499 71 Months**

*Annual percentage rate with approved credit.

**Term may vary dependent on credit life and disability insurance. 

Visa Loans
Card
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Fixed Intro APR* (first 6 months open) Rates
Visa Signature Cash Back see full disclosure see full disclosure
Visa Platinum Give Back see full disclosure see full disclosure
Home Equity Line of Credit
Types APR* As Low As**  Special Requirements
1st or 2nd mortgage 5.00% 144 month maximum/variable

*APR = Annual Percentage Rate
**Rates based on less than 80% loan to value. Rates stated are variable and can change semi-annually on the first day of January and July. The rate cannot increase or decrease more than 1 percentage point per adjustment and no more than 5 percentage points above the initial rate or the maximum permitted by law, whichever is less. Loans up to $150,000. Origination fee of 1.00%, with additional fees for appraisal and/or title property if required for loan qualification. Rate adjustments occur twice a year and are based on Wall Street Journal Prime Rate + 0.25%. Floor rate cannot reduce below 3.5%.