Credit Union of America - Loan Rates | Credit Union of America

Auto Loans
Length of Term	Min. Amount	APR^* As Low As^**
36 months	-	6.75%
48 months	$5,000.00	6.75%
60 months	$12,000.00	7.25%
72 months	$17,500.00	7.75%
84 months^***	$35,000.00	8.25%

^*APR = Annual Percentage Rate
**Rates based on credit score and applicable discounts. ^***New auto loans only

Motorcycle Loans
Term	APR^* As Low As^**
60 Months Maximum	Auto Rate + 2.00%

^*APR = Annual Percentage Rate

**Rates based on credit score and applicable discounts.

Boat/RV Loans
Term	APR^* As Low As^**
120 Months Maximum	Auto Rate + 1.00%

^*APR = Annual Percentage Rate

**Rates based on credit score and applicable discounts.

Personal Loan Options
Amount	APR^*	Payment	Term^**
$1,500	17.75%	$59	35 Months
$2,000	17.50%	$69	43 Months
$2,500	17.00%	$89	40 Months
$3,000	16.75%	$99	45 Months
$4,000	16.25%	$119	52 Months
$5,000	15.50%	$149	51 Months
$7,500	14.50%	$199	59 Months
$10,000	11.75%	$249	59 Months
$15,000	9.50%	$319	70 Months
$20,000	9.00%	$399	76 Months
$25,000	8.75%	$499	75 Months

^*Annual percentage rate with approved credit.

^**Term may vary dependent on credit life and disability insurance.

Visa Loans
Card Click to Apply	Fixed Intro APR* (first 12 months open)	Rates
Visa Signature Cash Back	see full disclosure	see full disclosure
Visa Platinum Give Back	see full disclosure	see full disclosure

Home Equity Line of Credit
Types	APR^* As Low As^**	Special Requirements
1st or 2nd mortgage	8.75%	144 month maximum/variable

^*APR = Annual Percentage Rate
^**Rates based on less than 80% loan to value. Rates stated are variable and can change semi-annually on the first day of January and July. The rate cannot increase or decrease more than 1 percentage point per adjustment and no more than 5 percentage points above the initial rate or the maximum permitted by law, whichever is less. Loans up to $200,000. Origination fee of 1.00%, with additional fees for appraisal and/or title property if required for loan qualification. Rate adjustments occur twice a year and are based on Wall Street Journal Prime Rate + 0.25%. Floor rate cannot reduce below 3.5%.