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Rates

Effective 03/28/2024

Auto Loans
Length of Term Min. Amount APR* As Low As1
36 months - 6.50%
48 months $5,000.00 6.50%
60 months $12,000.00 6.50%
72 months2 $17,500.00 6.99%
84 months3 $35,000.00 7.50%

APR = Annual Percentage Rate

1 Rates based on credit score and applicable discounts.

No payment due for 90 days. 72 month term only.

3 New auto loans only

Motorcycle Loans
Term APR* As Low As1
60 Months Maximum Auto Rate + 2.00%

*APR = Annual Percentage Rate

1 Rates based on credit score and applicable discounts.

Boat/RV Loans
Term APR* As Low As1
120 Months Maximum Auto Rate + 1.00%

*APR = Annual Percentage Rate

Rates based on credit score and applicable discounts.

Personal Loan Options
Amount APR* Payment Term1
$1,500 17.75% $59 35 Months
$2,000 17.50% $69 43 Months
$2,500 17.00% $89 40 Months
$3,000 16.75% $99 45 Months
$4,000 16.25% $119 52 Months
$5,000 15.50% $149 51 Months
$7,500 14.50% $199 59 Months
$10,000 11.75% $249 59 Months
$15,000 9.50% $319 70 Months
$20,000 9.00% $399 76 Months
$25,000 8.75% $499 75 Months

* APR = Annual Percentage Rate

Term may vary dependent on credit life and disability insurance. 

Visa Loans
Card
Click to Apply
Fixed Intro APR* (first 12 months open) Rates
Visa Signature Cash Back see full disclosure see full disclosure
Visa Platinum Give Back see full disclosure see full disclosure

* APR = Annual Percentage Rate

Home Equity Line of Credit
Types APR* As Low As Special Requirements
1st or 2nd mortgage 8.75% 144 month maximum/variable

APR = Annual Percentage Rate

Rates based on less than 80% loan to value. Rates stated are variable and can change semi-annually on the first day of January and July. The rate cannot increase or decrease more than 1 percentage point per adjustment and no more than 5 percentage points above the initial rate or the maximum permitted by law, whichever is less. Loans up to $200,000. Origination fee of 1.00%, with additional fees for appraisal and/or title property if required for loan qualification. Rate adjustments occur twice a year and are based on Wall Street Journal Prime Rate + 0.25%. Floor rate cannot reduce below 3.5%.