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Rates

Effective 3/12/2024

Certificates

Share Certificates $500 Minimum to Open
Account Nominal Rate/APY**
Paid Monthly		 Nominal Rate/APY**
Paid At Maturity
3 month - 1.39% / 1.40%
6 month - 1.54% / 1.55%
1 Year 4.17% / 4.25% -
18 Months 3.01% / 3.05% -
2 Year 3.15% / 3.20% -
3 Year 3.44% / 3.50% -
4 Year 3.20% / 3.25% -
5 Year 3.44% / 3.50% -

Certificate of Deposit Rates Effective 3/12/24

** APY = Annual Percentage Yield

Add-On/Bump-Up Certificates
Account Min. to Open Nominal Rate/APY**
Save to Win® Add-on1 $25.00 4.17% / 4.25%
1 Year Add-On2 $100.00 4.17% / 4.25%
30-Month Bump3 $2,500.00 2.96% / 3.00%

Certificate of Deposit Rates Effective 3/12/24

** APY = Annual Percentage Yield

1 $25 penalty for first early withdrawal during certificate term. After second withdrawal certificate will be closed and member must wait six months to reopen. Limit one Save to Win® certificate per member. Minimum amount to add on $10.00. Dividends paid monthly. See official rules for full details.

2 Minimum to add on $10.00. Dividends paid monthly.

3 Eligible for one rate bump to the 24 month rate during the term.

Special Certificates
Account Min. to Open Nominal Rate/APY**
13-Month Special1 $500.00 5.13% / 5.25%

Certificate of Deposit Rates Effective 3/12/24

**APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.

1 Annual percentage yield valid on 13-month certificates of deposit and IRA certificates as of 3.12.24 with a minimum of $500. Deposits over $1,000,000 require approval. Consumer and business certificates renew to 12-month certificates at maturity. IRA certificates renew to 12-month certificates at maturity. Early withdrawal penalties may apply. Fees may reduce earnings. APY subject to change. Limited-time offer. Insured by NCUA.

Term deposits without a link can only be opened in branch.
For account fees please see fee schedule.