Certificates

Share Certificates $500 Minimum to Open

Account Click to Open	Nominal Rate/APY** Paid Monthly	Nominal Rate/APY** Paid At Maturity
3 month	-	1.39% / 1.40%
6 month	-	1.54% / 1.55%
1 Year	2.23% / 2.25%	2.23% / 2.25%
18 Months	2.13% / 2.15%	-
2 Year	2.18% / 2.20%	-
3 Year	2.47% / 2.50%	-
4 Year	2.52% / 2.55%	-
5 Year	2.57% / 2.60%	-

Certificate of Deposit Rates Effective 2/7/23

**APY = annual percentage yield

Add-On/Bump-Up Certificates

Account Click to Open	Min. to Open	Nominal Rate/APY**
Save to Win® Add-on^	$25.00	2.23% / 2.25%
1 Year Add-On†	$100.00	2.23% / 2.25%
30-Month Bump*	$2,500.00	2.08% / 2.10%

Certificate of Deposit Rates Effective 2/7/23

^{^}$25 penalty for first early withdrawal during certificate term. After second withdrawal certificate will be closed and member must wait six months to reopen. Limit one Save to Win® certificate per member. Minimum amount to add on $10.00. Dividends paid monthly. See official rules for full details.

^†Minimum to add on $10.00. Dividends paid monthly.

*Eligible for one rate bump to the 24 month rate during the term.

**APY = annual percentage yield 

Special Certificates

Account Click to Open	Min. to Open	Nominal Rate/APY**
21-Month Special¶	$500.00	4.65% / 4.75%

Certificate of Deposit Rates Effective 2/7/23

^¶Renews to a 18-month at maturity

^**APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.

Term deposits without a link can only be opened in branch.
For account fees please see fee schedule.