Business Simple Shares $1 minimum to open

Balance Range1	Nominal Rate/APY*
$0.00 to $99.99	0.00% / 0.00%
$100.00 to $2,499.99	0.05% / 0.05%
$2,500.00 or more	0.10% / 0.10%

Business products can only be opened in branch.

* APY = Annual Percentage Yield

¹ Average daily balance of $100 must be maintained to earn dividends. Dividends paid monthly.

Business Special Purpose Savings $25 minimum to open

Balance Range1	Nominal Rate/APY*
$0.00 to $99.99	0.00% / 0.00%
$100.00 or more	0.10% / 0.10%

Business products can only be opened in branch.

* APY = Annual Percentage Yield

¹ Average daily balance of $100 must be maintained to earn dividends. Dividends paid monthly.

Business Simple Interest Checking  $100 minimum to open

Balance Range1	Nominal Rate/APY*
$0.00 to $1,499.00	0.00% / 0.00%
$1,500.00 or more	0.07% / 0.07%

Business products can only be opened in branch.

^* APY = annual percentage yield

¹ Average daily balance of $1,500 must be maintained to earn dividends. Dividends paid monthly.

Business Liquidity Plus  $2,500 minimum to open

Balance Range1	Nominal Rate/APY*
$0.00 to $2,499.99	0.00% / 0.00%
$2,500.00 to $4,999.99	0.05% / 0.05%
$5,000.00 to $14,999.99	0.10% / 0.10%
$15,000.00 to $24,999.99	0.15% / 0.15%
$25,000.00 or more	0.25% / 0.25%

Business products can only be opened in branch.

* APY = Annual Percentage Yield

¹ Average daily balance of $2,500 must be maintained to earn dividends. Dividends paid monthly.

Business Simple Share Certificates  $500 minimum to open

Term	Nominal Rate/APY*	Dividends Paid
3 Months	1.39% / 1.40%	Monthly
6 Months	1.54% / 1.55%	Monthly
1 Year	3.69% / 3.75%	Monthly
18 Months	2.72% / 2.75%	Monthly
2 Years	3.69% / 3.75%	Monthly
3 Years	3.44% / 3.50%	Monthly
4 Years	3.20% / 3.25%	Monthly
5 Years	3.44% / 3.50%	Monthly

Certificate of Deposit Rates Effective 11.21.2024

Business products can only be opened in branch.

* APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.

Business Bump-Up Certificate

Account	Min. to Open	Nominal Rate/APY*
30-Month Bump1	$2,500.00	2.96% / 3.00%

Certificate of Deposit Rates Effective 11.21.2024

Business products can only be opened in branch.

* APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.

¹ Eligible for one rate bump to the 24-month rate during the term.

Business Special Certificates

Account	Min. to Open	Nominal Rate/APY*
15-Month Special2	$500.00	4.12% / 4.20%

Certificate of Deposit Rates Effective 11.21.2024

Business products can only be opened in branch.

^* APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.

²  Annual percentage yield valid on 15-month certificates of deposit and IRA certificates as of 09.03.25 with a minimum of $500. Deposits over $1,000,000 require approval. Consumer and business certificates renew to 12-month certificates at maturity. IRA certificates renew to 12-month certificates at maturity. Early withdrawal penalties may apply. Fees may reduce earnings. APY subject to change. Limited-time offer. Insured by NCUA.

For account fees please see the Commercial Fee Schedule.