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Get your Money Early with EarlyPay!

EarlyPay is an excellent CUA service that allows you to access your incoming electronic deposits (ACH) up to two days early. EarlyPay is automatic, with no sign-up needed.

CUA will post deposits throughout each day to give you the earliest possible access to your funds. Each deposit depends on when the sender submits the file and CUA receives it.  We encourage you to verify your deposit via digital banking or the CUA app before using the funds.  

All incoming electronic deposits are eligible for EarlyPay, including tax refunds, alimony payments, and paychecks.

No sign-up, no fee, just access to your electronic ACH deposit up to two days early. Welcome to EarlyPay access at CUA!

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*EarlyPay direct deposits ACH funds into your deposit accounts up to two days early depending on the timing of the submission of the payment from the payer. Funds availability may be affected by holidays and weekends.